Federacija BiH
An old-age pension is calculated by multiplying personal points by the general-point value. For 2026, the FBiH general point is KM 26.34.
✦ PENSION · FBIH + RS · 2026
Pension calculator.
A simple estimate.
How much could your monthly pension be? Choose FBiH or Republika Srpska and get a quick estimate based on your years of service and earnings.
✦ FBIH + RS · 2026 ESTIMATE
How much could
your pension be?
Choose a system, enter your years of service, and estimate how your average career earnings compared with the average salary.
ESTIMATED MONTHLY PENSION921.90 KMInformational estimate using the 2026 points model for Federacija BiH.
- Pension system
- Federacija BiH
- Service used in estimate
- 35.0 yrs
- Salary relative to average
- 100%
- Personal coefficient
- 1.00
- Personal points
- 35.00
Basic eligibility: NOT YET
The basic condition is age 65 with at least 15 years of insurance, or 40 years of insurance regardless of age.
This calculator provides an estimate, not an official calculation. The actual amount depends on recorded annual earnings or contribution bases, verified service, special service, minimum or guaranteed pension rules, international service, and other legal provisions. The competent PIO/MIO fund determines the final amount.
✦ HOW WE CALCULATE
Official rules, simplified for an estimate.
Republika Srpska
RS also uses a points calculation. Its 2026 general-point value is KM 24.919969.
Why is this an estimate?
The official personal coefficient uses recorded annual earnings and the average salary for each corresponding year. Here, you approximate that relationship with one simple selection.